[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ieg.sk\/ako-to-vyzera-s-pzp-v-roku-2019\/#Article","mainEntityOfPage":"https:\/\/www.ieg.sk\/ako-to-vyzera-s-pzp-v-roku-2019\/","headline":"Ako to vyzer\u00e1 s PZP v roku 2019","name":"Ako to vyzer\u00e1 s PZP v roku 2019","description":"Povinn\u00e9 zmluvn\u00e9 poistenie auta, je samozrejme povinn\u00e9. Mus\u00ed ho plati\u0165 nie len ka\u017ed\u00fd vodi\u010d, ale i majite\u013e auta. V praxi to znamen\u00e1, \u017ee ak v\u00e1m na pozemku stoj\u00ed nepojazdn\u00e1 rachotina,<p><a href=\"https:\/\/www.ieg.sk\/ako-to-vyzera-s-pzp-v-roku-2019\/\" class=\"more-link\">Pre\u010d\u00edta\u0165<span class=\"screen-reader-text\">Ako to vyzer\u00e1 s PZP v roku 2019<\/span><\/a><\/p>","datePublished":"2025-02-28","dateModified":"2023-06-08","author":{"@type":"Person","@id":"https:\/\/www.ieg.sk\/author\/#Person","name":"","url":"https:\/\/www.ieg.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ee69a086fc043006d66000ff5e288b6b088fc8fa323128f3849437410a854832?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ieg.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ieg.sk\/wp-content\/uploads\/img_a295500_w16670_t1547137649.jpg","url":"https:\/\/www.ieg.sk\/wp-content\/uploads\/img_a295500_w16670_t1547137649.jpg","height":0,"width":0},"url":"https:\/\/www.ieg.sk\/ako-to-vyzera-s-pzp-v-roku-2019\/","about":["Auto moto"],"wordCount":393,"articleBody":"Povinn\u00e9 zmluvn\u00e9 poistenie auta, je samozrejme povinn\u00e9. Mus\u00ed ho plati\u0165 nie len ka\u017ed\u00fd vodi\u010d, ale i majite\u013e auta. V praxi to znamen\u00e1, \u017ee ak v\u00e1m na pozemku stoj\u00ed nepojazdn\u00e1 rachotina, ktor\u00fa ste v\u0161ak neodhl\u00e1sili, PZP je povinn\u00e9 i pre v\u00e1s.  Ak patr\u00edte k akt\u00edvnym \u0161of\u00e9rom, platenie PZP pre v\u00e1s nie je \u017eiadnou novinkou, ur\u010dite ste si taktie\u017e v\u0161imli, \u017ee poplatky za\u0148ho, ka\u017edoro\u010dne st\u00fapnu. Niekedy hovor\u00edme iba o p\u00e1r centoch, inokedy o tro\u0161ku vy\u0161\u0161ej sume. V roku 2019 to vyzer\u00e1 tak, \u017ee zaplat\u00edme maxim\u00e1lne o sedem percent viac. Net\u00fdka sa to v\u0161ak v\u0161etk\u00fdch majite\u013eov \u00e1ut.  Kto zaplat\u00ed viac  Suma za PZP auta sa odv\u00edja od viacer\u00fdch faktorov. V prvom rade ide o konkr\u00e9tnu zna\u010dku, alebo sk\u00f4r typ vozidla. Za g\u00e9\u010dkov\u00fd mercedes zaplat\u00edte podstatne viac, ako za Fiat Punto.. Rozhoduje taktie\u017e spotreba, vek a v\u00fdkon vozidla, alebo po\u010det prejden\u00fdch kilometrov. Pois\u0165ovne maj\u00fa \u010dasto i takzvan\u00fa kateg\u00f3riu rizikov\u00fdch vodi\u010dov. PZP sa v\u00e1m teda m\u00f4\u017ee zv\u00fd\u0161i\u0165 aj v pr\u00edpade, \u017ee vodi\u010dsk\u00e9 opr\u00e1vnenie vlastn\u00edte iba kr\u00e1tko, a pritom jazd\u00edte na nadpriemerne v\u00fdkonnom aute. Podobn\u00e9 je to aj vtedy, ak m\u00e1te na svojom konte v\u00e4\u010d\u0161\u00ed po\u010det dopravn\u00fdch neh\u00f4d, alebo pravidelne jazd\u00edte na ve\u013ek\u00e9 vzdialenosti. Atrakt\u00edvni s\u00fa najme st\u00e1li klienti  Pois\u0165ovne chc\u00fa v prvom rade zar\u00e1ba\u0165. O tom asi nemus\u00edme polemizova\u0165. Zodpovedn\u00ed vodi\u010di, s bezpe\u010dn\u00fdmi vozidlami, ktor\u00ed jazdia najme na kr\u00e1tke vzdialenosti, s\u00fa preto pre nich t\u00ed najatrakt\u00edvnej\u0161\u00ed. Pokia\u013e do tejto skupiny patr\u00edte, cena za va\u0161u poistku nemus\u00ed st\u00fapnu\u0165 v\u00f4bec.  Zmena pois\u0165ovne  M\u00f4\u017eete sa v\u0161ak stretn\u00fa\u0165 aj s t\u00fdm, \u017ee va\u0161a pois\u0165ov\u0148a v\u00e1m sumu za povinn\u00e9 zmluvn\u00e9 poistenie zvy\u0161uje nezmyselne. Vtedy je \u010das poobzera\u0165 sa po inej. V s\u00fa\u010dasnosti m\u00f4\u017eete narazi\u0165 aj na ponuky, pri ktor\u00fdch m\u00e1te garantovan\u00e9, \u017ee v\u00e1m PZP nebude narasta\u0165 ani \u010dasom. Zmenu pois\u0165ovne v\u0161ak nem\u00f4\u017eete uskuto\u010dni\u0165 kedyko\u013evek. Odhl\u00e1senie mus\u00edte stihn\u00fa\u0165 urobi\u0165 najnesk\u00f4r \u0161es\u0165 t\u00fd\u017ed\u0148ov pred d\u00e1tumom, kedy ste poistku uzavreli.                                                                                                                                                                                                                                                                                                                                                                                         4.8\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako to vyzer\u00e1 s PZP v roku 2019","item":"https:\/\/www.ieg.sk\/ako-to-vyzera-s-pzp-v-roku-2019\/#breadcrumbitem"}]}]